What to gather for a small estate in Georgia
Pick a procedure and check off what you already have. Download or print the list to take with you.
Payment of a deceased depositor's funds without administration (O.C.G.A. 7-1-239)
If a person died without a will and had $15,000 or less in a bank, the bank may pay it directly to close family on a signed affidavit, without any court case.
- Limit
Up to $15,000 Counted at full value, without subtracting debts.
The deposit at that financial institution (or a check payable to the person, under a companion law) cannot be more than $15,000.
- What counts
The amount on deposit at that financial institution (or the amount of a check payable to the person).
- Waiting period
No waiting period for family. If no family member applies within 45 days after the death, the bank may instead use up to $15,000 to pay the funeral and last-illness bills.
- Who can use it
In this order: the surviving spouse; if none, the children equally; if none, the father and mother equally; if none, the brothers and sisters equally. Only when the person left no will.
- Court or where to file
Given to the bank or other financial institution.
- Notary
It is a sworn statutory affidavit.
- Papers to attach
- Certified death certificate (banks usually ask for it)
- The statutory affidavit stating your relationship, that there is no known will, and that there are no other known claimants
- Steps
- Confirm the person left no known will and the deposit is $15,000 or less.
- Fill in the affidavit stating your relationship to the person, that there is no known will and no other known claimant.
- Sign it before a notary and give it to the bank.
- Fee
No court fee; not filed with a court.
- What the bank or holder must do
The bank is authorized, not required, to pay on the affidavit. A payment made under this law fully releases the bank from any claim by an heir, creditor or anyone else, and no administration or no-administration order is needed.
Law: O.C.G.A. sec. 7-1-239 (as amended by 2019 Ga. Laws, HB 490); O.C.G.A. sec. 7-1-239.1 (checks)
Source: Official page
Death certificates in Georgia
Certified death certificates are available to people with a direct and tangible interest, including primary family members or legal representatives of the family. Request by mail with Form 3912 or online. The first certified copy is $25 and each additional copy is $5. Since April 22, 2026, a beneficiary named in a transfer-on-death deed also qualifies.
Law: O.C.G.A. 31-10-26
- Where to get it
- Georgia Department of Public Health, State Office of Vital Records, or the county vital records office
- Official page
- Official page
Car or vehicle title after a death in Georgia
At the County Tag Office, the inheritor brings the MV-1 Title/Tag Application, the original title in the person's name with liens released, a certified death certificate, and an inheritance document: letters testamentary, a certified year's support order, or Form T-20 Affidavit of Inheritance. Form T-20 states that there was no will (or a copy of a will that will not be probated is attached), no administration will be had, the estate owes no debts, and the spouse and heirs agreed who gets the vehicle; it is notarized. With only one heir, a copy of the no-administration-necessary order can be used instead of T-20. The inheritor titles the vehicle in their own name before selling it.
Law: Form T-20
Source: Form T-4
- Agency
- Georgia Department of Revenue, Motor Vehicle Division (through the County Tag Office)
- Fee
$18 title fee. Title ad valorem tax exemptions may apply for transfers to immediate family.
Source: Official page
Surviving spouse in Georgia
A surviving spouse and minor children can petition the probate court within 24 months after the death for year's support: property, including the home, set apart to keep their standard of living for 12 months, considering their other resources. A bank can pay up to $15,000 of an intestate person's deposits to the surviving spouse first.
Related pages
Free help in Georgia
A court self-help center or a legal aid office can check whether the estate qualifies, free of charge or at low cost.
- Atlanta Legal Aid Society
- State Bar of Georgia: Legal Aid / Pro Bono Resource Center
- Council of Probate Court Judges of Georgia: Standard Forms
- Georgia DOR: Vehicle Inherited or Purchased from an Estate
- LawHelp.org
- Legal Services Corporation (LSC) - Find legal aid
- Eldercare Locator · 1-800-677-1116
- Consumer Financial Protection Bureau (debt collection and mortgage complaints) · (855) 411-2372